This policy provides cover for loss of or damage to the property insured by Fire, Theft or any Accidental means not excluded by the Policy. It is suitable for mobile items like cameras, laptops, personal computers, videos and other fragile electronic items, personal items, baggage etc. Due to the mobile nature of most items, cover will not be restricted to the premises. Policy will usually have the territorial scope as Kenya or Worldwide in respect to items such as laptops and cameras.